As with any insurance policy is to provide an income to you family or dependants in the event that you are not capable of generating an income. You should always consider paying for a life insurance if you have dependants or people who rely on you to make a living and support them. Life insurance …
While Halloween can be a fun holiday for homeowners, it also opens them up to significant lawsuits and other home insurance issues. Inviting people onto your property, especially small children, makes you liable for their protection, including many issues that might not have been covered when you first got a home owner insurance quote. If …
This is another type of life insurance, geared for the sole purpose of paying off your mortgage. Since what you owe on the mortgage reduces over time, the insurance cover and the premium also reduce over time. Hence the name, mortgage protection decreasing term assurance. If you have a family or those who depend on …
What is household insurance? Once you’ve taken out a mortgage and purchased a home, you need to insure the property and your possessions. Most often the mortgage lender provides you with an insurance package bundled with the mortgage plan. However, this is not always the best option. Most people sign up to a bundled solution …
In the event that you lose your job, the state would help you with your financial commitments. However that was a few years ago and things have changed quite a bit since. Within the current uncertainty, it is a good option to take out a mortgage payment protection insurance policy in order to ensure your …
If you are a first time home buyer, there are few things that you must get in order before you can the process of purchasing your new home. The following tips will make sure that you know what your budget is and look for the right type of home to purchase. The first thing you …
Many are considering buying a second home abroad, some as an investment and others as a holiday home of their own. Whatever the reason, if you are first-timer, looking to purchase a home overseas, you may want to take the following in to consideration. – Legal issues – Laws differ from country to country. Therefore …