Most HELOC carry a variable interest rate. In a very low interest rate environment, you may see your required minimum monthly payment going down if it is adjusted every six months or once a year. Keep an eye on the interest rate and when it is starting to go up it may be time to …
During a historic low interest rate environment, everyone is talking about home refinance. If you are contemplating a refinance or completed one, here are few things you need to know. If you are a homeowner, you know that you can deduct interest you pay on your mortgage as well as property taxes you pay. Do …
With so many defaulting on their existing mortgages and an ample supply of foreclosed properties homeowners as well as foreclosure candidates and those who are looking to purchase homes should aware of scammers. Here are some common scams. Flipping: Property flipping refers to someone buying a property at a market price and several days later …
The aftershocks of the events that rocked everywhere from Wall Street to Main Street in September and October are continuing to depress the soft housing market, which now seems headed for further declines in sales and prices—numbers were down 16.6% in the third quarter of 2008 compared to just one year ago. Now that the …
Selling houses these days is no easy task, though the housing market is slowly regaining itself and going through a pretty steady trend. Real estate agents have found themselves looking for new ways to market themselves and their business, and a number of California SEO agency businesses have stepped forward to offer a helping hand …
More than half of the United States population goes to a tax preparer to submit their tax returns. It’s quick, easy, and convenient. If you want the most out of your tax return experience, it’s important that you gather and organize all the necessary documents prior to visiting your paid preparer. Common Forms After the …
The average student owes $35,000 in student loan debt, according to the government. With over $1.2 million in current student load debt, many young people are finding themselves financially overwhelmed once they graduate. Couple that with the struggle to find an adequately paying job, and you have the current state that this country is in. …