For most homeowners, a basic home insurance policy is all they need to protect themselves in case of an emergency. But residents of some states need to be aware of specialized insurance policies that can provide additional coverage for events common to their area that are not otherwise covered in general plans.
Just like getting hurricane and flooding insurance is important in the Gulf Coast, so too is having earthquake insurance in the West Coast, particularly in the especially seismically-active regions of California. When a California resident is getting a home owner insurance quote, they should make sure they also get a quote for earthquake insurance to give themselves protection in case of a major jolt.
The good news is that earthquake insurance is relatively affordable, making it a great option for additional protection. After all, who can predict when the “Big One” will hit? It makes sense to get a free home insurance quote for earthquake protection to see how much it will cost.