While Halloween can be a fun holiday for homeowners, it also opens them up to significant lawsuits and other home insurance issues. Inviting people onto your property, especially small children, makes you liable for their protection, including many issues that might not have been covered when you first got a home owner insurance quote. If …

For most homeowners, a basic home insurance policy is all they need to protect themselves in case of an emergency. But residents of some states need to be aware of specialized insurance policies that can provide additional coverage for events common to their area that are not otherwise covered in general plans. Just like getting …